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An insurance claim could be a formal request by a policyholder to an insurance company for coverage or compensation for a secured loss or policy occasion. The insurance company approves the claim (or denies the claim). On the off chance that it is endorsed, the protections company will issue payment to the insured or an affirmed interested party on behalf of the insured.

Insurance claims cover everything from death benefits on life protection approaches to schedule and comprehensive medical exams. In a few cases, a third-party is able to record claims on behalf of the insured individual. In any case, within the larger part of cases, only the person recorded on the policy is entitled to claim payments.